Can I Look at New Homes That Are for Sale If I Haven’t Sold Mine?

If you’re ready to move before your current home sells but can’t afford two mortgages, that doesn’t mean you’re out of luck. Ask the industry specialists at Rod Rock Homes how you can secure one of the new homes for sale in Overland Park KS without waiting for your house to sell. In the meantime, let us help you get into your dream home faster by understanding your options.

Work With the Seller

A seller might be willing to take your offer on the condition that you can’t close on the new house before your current one sells. Another option that might work is to rent the new home back to the owners for a month or two. That can buy you time and give them time to pack and move.


For those with a high credit score and a good deal of equity, a HELOC might be the best option.

A home equity line of credit gives you access to as much as 85 percent of your property’s market value minus what you still owe on it. The actual amount offered depends on your credit profile and total household income. Keep in mind that most HELOCs come with a variable interest rate, so you should pay back yours as soon as the house sells.

Combine a HELOC with the New Mortgage

This lets you get the financing you need from a HELOC and combine it with a new mortgage. Once you sell your house, it’s a good idea to pay off the HELOC so that you end up with just one regular mortgage payment.

If you’re ready to start looking at new homes for sale in Overland Park KS, the team at Rod Rock Homes is ready to assist you, and we can help you understand the buying process from selling your existing home to getting the key to a new one.